Quick answer
Piano Inside has WSIB coverage and $2M standard business liability insurance. Piano damage that occurs during transport is compensated according to written service terms. A careful piano moving quote should also put the move details in writing: access, piano type, existing condition, what is covered, how damage is handled, whether a bill of lading or service agreement is issued and whether any special high-value coverage is needed.
Insurance and damage coverage
Piano Inside carries $2M standard business liability insurance and compensates piano damage that occurs during transport according to written service terms. That is an important professional baseline. Customers with antique, rare or especially high-value pianos should still confirm value limits, exclusions and any special coverage terms before the move.
- How is piano damage during transport compensated?
- What damage to floors, walls, doors or railings is covered?
- Is coverage based on standard liability, declared value or a separate agreement?
- Are antiques, high-value grands or pre-existing damage excluded?
- Will the customer receive written terms before the move starts?
Worker injury and WSIB coverage
Piano Inside has WSIB coverage. This matters because piano moving is physically risky, especially on stairs, heavy uprights, grands, basements and complex access routes. WSIB coverage helps show that worker injury risk is being handled through the proper Ontario system.
Documentation that builds trust
| Document or signal | Why it helps |
|---|---|
| Written quote | Clarifies route, access, piano type and price assumptions. |
| Service terms or bill of lading | Defines responsibility before work starts. |
| Photos before the move | Records existing condition and access risks. |
| Damage compensation terms | Explains how piano damage during transport is handled. |
| Insurance/coverage details | Prevents vague promises from replacing real protection. |
Coverage note
For the public launch, the final written quote or service terms should use the exact wording from the insurance policy and WSIB documentation. The website can confidently state $2M standard business liability insurance, WSIB coverage and compensation for piano damage during transport, while the quote can clarify existing condition, value limits, exclusions and any special coverage needs for the specific job.